Form 8-K
 
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
 
 
FORM 8-K
 
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
 
Date of Report (Date of earliest event reported):    November 4, 2002
 
 
INTERCEPT, INC.
(Exact Name of Registrant as Specified in its Charter)
 
Georgia
  
01-14213
  
58-2237359
(State or Other
  
(Commission
  
(I.R.S. Employer
Jurisdiction of Incorporation)
  
File Number)
  
Identification No.)
         
 
3150 Holcomb Bridge Road, Suite 200, Norcross, Georgia
   
30071
(Address of Principal Executive Offices)
   
(Zip Code)
 
Registrant’s telephone number, including area code:    (770) 248-9600
 
N/A
(Former Name or Former Address, if Changed Since Last Report)
 

 
Item 7.    Financial Statements, Pro Forma Financial Information and Exhibits.
 
(c)
 
Exhibits.
 
99.1        Press Release dated November 4, 2002.
99.2        Transcript of November 4, 2002 telephone conference call.
 
Item 9.    Regulation FD Disclosure.
 
On November 4, 2002, InterCept, Inc. (Nasdaq: ICPT) issued a press release regarding its earnings for the three months ended September 30, 2002 and participated in a telephone conference call relating to its earnings release. The full text of the press release is set forth in Exhibit 99.1 hereto and the transcript of the conference call is attached as Exhibit 99.2 hereto. These exhibits are not filed but are furnished pursuant to Regulation FD.
 
 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
    
INTERCEPT, INC.
 
 
By:     /s/    SCOTT R. MEYERHOFF
 Scott R. Meyerhoff
 Chief Financial Officer
 
Date:    November 19, 2002

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EXHIBIT INDEX
 
Exhibit
 
    99.1        Press Release dated November 4, 2002
 
    99.2        Transcript of November 4, 2002 conference call.

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