SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): March 19, 2002
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INTERCEPT, INC.
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(Exact Name of Registrant
as Specified in its Charter)
Georgia 01-14213 58-2237359
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(State or Other (Commission (I.R.S. Employer
Jurisdiction of File Number) Identification No.)
Incorporation)
3150 Holcomb Bridge Road, Suite 200, Norcross, Georgia 30071
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(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code: (770) 248-9600
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N/A
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(Former Name or Former Address, if Changed Since Last Report)
Item 5. Other Events.
The registrant, InterCept, Inc. (Nasdaq: ICPT), a leading provider of
banking technology products and services for community financial institutions,
announced after the close of trading on the Nasdaq Stock Market on March 19,
2002 a major expansion in its merchant processing operations. InterCept has
entered into a definitive agreement to acquire the assets of Internet Billing
Company, Ltd. (iBill), a Ft. Lauderdale-based provider of transaction processing
for Web merchants. Separately, InterCept also signed a binding letter agreement
to acquire Electronic Payment Exchange, Inc. (EPX), a provider of transaction
processing services based in New Castle, Delaware. The full text of InterCept's
press release, which is set forth in Exhibit 99.1 hereto, is filed and
incorporated in this report as if fully set forth herein.
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(c) Exhibits.
99.1 Press Release dated March 19, 2002.
99.2 Transcript of March 20, 2002 telephone conference call.
Item 9. Regulation FD Disclosure.
On March 20, 2002, InterCept participated in a telephone conference
call relating to its agreements to acquire iBill and EPX. The transcript of the
conference call attached as Exhibit 99.2 hereto is not filed but is furnished
pursuant to Regulation FD.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Date: March 22, 2001 INTERCEPT, INC.
By: /s/ Scott R. Meyerhoff
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Scott R. Meyerhoff
Chief Financial Officer
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EXHIBIT LIST
Item No.
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99.1 Press Release dated March 19, 2002.
99.2 Transcript of March 20, 2002 telephone conference call.
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