SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of report (Date of earliest event reported) January 28, 2004 NBC CAPITAL CORPORATION -------------------------------------------------------------------------------- (Exact Name of Registrant as Specified in Charter) Mississippi 1-15773 64-0694755 -------------------------------------------------------------------------------- (State or Other Jurisdiction (Commission (IRS Employer of Incorporation) File Number) Identification No.) NBC Plaza, Starkville, Mississippi 39759 -------------------------------------------------------------------------------- (Address of Principal Executive Offices) (Zip Code) Registrant's telephone number, including area code (601)-343-1341 n/a -------------------------------------------------------------------------------- (Former Name or Former Address, if Changed Since Last Report Item 7. Financial Statements and Exhibits. (c) Exhibits. Exhibit Number Exhibit -------------- ------- 99.1 Press Release dated January 28, 2004 Item 12. Results of Operations and Financial Condition. On January 28, 2004, NBC Capital Corporation ("NBY") issued a press release announcing financial information for its fiscal fourth quarter and year ended December 31, 2003. The press release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but not filed with, the Commission. SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. NBC CAPITAL CORPORATION By: /s/ Richard T. Haston --------------------- Richard T. Haston Executive Vice President, Chief Financial Officer and Treasurer Dated: January 28, 2004 INDEX TO EXHIBITS Exhibit Number Exhibit -------------- ------- 99.1 Press Release dated January 28, 2004 * * This exhibit is furnished to, but not filed with, the Commission by inclusion herein.