Ownership Submission
FORM 4
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Expires: January 31, 2005
Estimated average burden hours per response... 0.5

(Print or Type Responses)
1. Name and Address of Reporting Person *
FOSS DONALD A
  2. Issuer Name and Ticker or Trading Symbol
CREDIT ACCEPTANCE CORP [CACC]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
__X__ Director __X__ 10% Owner
__X__ Officer (give title below) _____ Other (specify below)
Chairman
(Last)
(First)
(Middle)
25505 WEST TWELVE MILE ROAD
3. Date of Earliest Transaction (Month/Day/Year)
10/09/2002
(Street)

SOUTHFIELD, MI 48034
4. If Amendment, Date Original Filed(Month/Day/Year)
09/16/2010
6. Individual or Joint/Group Filing(Check Applicable Line)
_X_ Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
(City)
(State)
(Zip)
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1.Title of Security
(Instr. 3)
2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code
(Instr. 8)
4. Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4 and 5)
5. Amount of Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 3 and 4)
6. Ownership Form: Direct (D) or Indirect (I)
(Instr. 4)
7. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 10/09/2002   J(1)   16,200 A (1) 16,200 (1) I By wife (1)
Common Stock 12/09/2002   P   1,000 A $ 7.1 17,200 (2) I By wife (2)
Common Stock 07/23/2010   S   3,254 D $ 50 13,946 (3) I By wife (3)
Common Stock 09/14/2010   S   13,946 D $ 60 0 (4) I By wife (4)
Common Stock               4,766,188 (5) D  
Common Stock               5,097,309 (6) I By ex-wife's trust (6)
Common Stock               2,776,086 (7) I By daughter's trust (7)

Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB control number. SEC 1474 (9-02)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security
(Instr. 3)
2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code
(Instr. 8)
5. Number of Derivative Securities Acquired (A) or Disposed of (D)
(Instr. 3, 4, and 5)
6. Date Exercisable and Expiration Date
(Month/Day/Year)
7. Title and Amount of Underlying Securities
(Instr. 3 and 4)
8. Price of Derivative Security
(Instr. 5)
9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s)
(Instr. 4)
10. Ownership Form of Derivative Security: Direct (D) or Indirect (I)
(Instr. 4)
11. Nature of Indirect Beneficial Ownership
(Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares

Reporting Owners

Reporting Owner Name / Address Relationships
 Director  10% Owner  Officer  Other
FOSS DONALD A
25505 WEST TWELVE MILE ROAD
SOUTHFIELD, MI 48034
  X   X   Chairman  

Signatures

 /s/ Donald A. Foss   11/12/2010
**Signature of Reporting Person Date

Explanation of Responses:

* If the form is filed by more than one reporting person, see Instruction 4(b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
(1) These shares were held by Mr. Foss' wife on the date of Mr. Foss' marriage on October 9, 2002 and were not previously reported.
(2) This acquisition of shares of Common Stock by Mr. Foss' wife was not previously reported.
(3) This transaction was mistakenly omitted from Mr. Foss' Form 4 filed July 27, 2010, and was not accounted for in Mr. Foss' two Forms 4 filed since that date.
(4) This transaction was mistakenly reported as sale of shares held directly by Mr. Foss. The shares were held indirectly by Mr. Foss' wife. As of September 14, 2010, Mr. Foss' wife held 0 shares of Common Stock directly.
(5) The shares held by Mr. Foss in the Form 4 filed on May 27, 2010 were mistakenly over-reported by 1 share of Common Stock. The shares sold by Mr. Foss in the Form 4 filed on July 27, 2010 were mistakenly under-reported by 2 shares of Common Stock. As of September 14, 2010, Mr. Foss owned 4,766,188 shares of Common Stock.
(6) The shares held indirectly by Mr. Foss through his ex-wife's trust in the Form 4 filed on May 27, 2010 were mistakenly over-reported by 836 shares of Common Stock. The shares sold that were held indirectly by Mr. Foss through his ex-wife's trust in the Form 4 filed on July 27, 2010 were mistakenly under-reported by 4 shares of Common Stock. As of September 14, 2010, Mr. Foss indirectly owned 5,097,309 shares of Common Stock through his ex-wife's trust.
(7) The shares sold that were held indirectly by Mr. Foss through his daughter's trust in the Form 4 filed on July 27, 2010 were mistakenly under-reported by 101 shares of Common Stock. As of September 14, 2010, Mr. Foss indirectly owned 2,776,086 shares of Common Stock through his daughter's trust.

Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.

Potential persons who are to respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB number.