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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

 

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FORM 8-K

 

CURRENT REPORT

 

Pursuant to Section 13 OR 15(d) of

The Securities Exchange Act of 1934

 

February 10, 2004

Date of Report (Date of earliest event reported)

 

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CAPITAL ONE FINANCIAL CORPORATION

(Exact name of registrant as specified in its chapter)

 

Delaware		1-13300		54-1719854
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

 

1680 Capital One Drive, McLean, Virginia		22102
(Address of principal executive offices)		(Zip Code)

 

Registrant’s telephone number, including area code: (703) 720-1000

 

(Former name or former address, if changed since last report)

 

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Item 9.

Regulation FD Disclosure.

 

The Company hereby furnishes the information in Exhibit 99.1 hereto, Monthly Charge-off and Delinquency Statistics — January 2004, for the month ended January 31, 2004.

 

Note: Information in this report (including the exhibit) furnished pursuant to Item 9 shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 or otherwise subject to the liabilities of that section. This report will not be deemed an admission as to the materiality of any information in the report that is required to be disclosed solely by Regulation FD.

 

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SIGNATURE

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned hereunto duly authorized.

 

						CAPITAL ONE FINANCIAL CORPORATION
Dated: February 10, 2004						By:		/s/    GARY L. PERLIN
								Gary L. Perlin
								Executive Vice President and
								Chief Financial Officer

 

 

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EXHIBIT INDEX

 

99.1		Monthly Charge-off and Delinquency Statistics — January 2004

 

 

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