----------
  FORM 3
----------
                    U. S. SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549


Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section
17(a) of the Public Utility Holding Company Act of 1935 or Section 30(f) of the
                         Investment Company Act of 1940


(Print or Type Responses)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                                
1. Name and Address of    2. Date of Event        4.  Issuer Name and Ticker or Trading Symbol
   Reporting Person*         Requiring
                             Statement
                             (Month/Day/Year)

Lister, Jr.  Ted    J.       04/22/2003               Gold Banc Corporation, Inc. - GLDB
------------------------------------------------------------------------------------------------------------------------------------
(Last)(First)(Middle)     3. I.R.S. Identifica-   5.  Relationship of Reporting   6.  If Amendment, Date    7.  Individual or Joint/
                             tion Number of           Person(s) to Issuer (Check      of Original               Group Filing (Check
                             Reporting Person, if     all applicable)                 (Month/Day/Year)          Applicable Line)
                             an Entity                                                                         _X_ Form filed by One
                             (voluntary)                                                                          Reporting Person
                                                      __ Director    __10% Owner
                                                                                                               __ Form filed by More
10975 El Monte, Suite 200                             _X_ Officer    __ Other                                     than One Reporting
--------------------------                               (give title    (specify                                  Person
        (Street)                                         below)         below)

                                                          Senior Vice President-H.R.
Overland Park  Kansas  66211
------------------------------------------------------------------------------------------------------------------------------------
(City)  (State)  (Zip)                            Table I - Non-Derivative Securities Beneficially Owned

------------------------------------------------------------------------------------------------------------------------------------
1.  Title of Security     2.  Amount of Securities           3.  Ownership Form:        4.  Nature of Indirect
    (Inst. 4)                 Beneficially Owned                 Direct (D) or              Beneficial Ownership
                              (Inst. 4)                          Indirect (I)               (Instr. 5)
                                                                 (Instr. 5)
------------------------------------------------------------------------------------------------------------------------------------
Common Stock                  32                                 1                          401(K)
------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.





FORM 3 (continued)

         Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
------------------------------------------------------------------------------------------------------------------------------------
                                                                             
1.  Title of           2.  Date Exer-    3.  Title and       4. Conver-      5. Ownership   6.  Nature of
    Derivative             cisable and       Amount of          sion or         Form of         Indirect
    Security               Expiration        Securities         Exercise        Derivative      Beneficial
    (Inst. 4)              Date (Month/      Underlying         Price of        Securities:     Ownership
                           Day/Year)         Derivative         Derivative      Direct (D) or   (Instr.5)
                                             Security           Security        Indirect (I)
                                             (Inst. 4)                          (Instr. 5)

                       --------------------------------------
                       Date      Expira-            Amount
                       Exer-     tion      Title    or
                       cisable   Date               Number
                                                    of Shares
------------------------------------------------------------------------------------------------------------------------------------
Employee Stock Options  (1)      11/8/11   Common   1,000         $7.60          D
                                           Stock
------------------------------------------------------------------------------------------------------------------------------------
Employee Stock Options  (2)      1/25/12   Common   5,000         $7.06          D
                                           Stock
------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

------------------------------------------------------------------------------------------------------------------------------------

Explanation of Responses:

(1) The option vests in five (5) equal annual installments.
(2) The option vests in five (5) equal annual installments.



                                                      /s/ Ted J. Lister, Jr.               4/24/2003
                                                     -----------------------------------  --------------
                                                     ** Signature of Reporting Person          Date


  *  If the Form is filed by more than one Reporting Person, see Instruction 5(b)(v).

 ** Intentional misstatements or omissions of facts constitute Federal Criminal Violations
    See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

Note: File three copies of this Form, one of which must be manually signed.
      If space provided is insufficient, See Instruction 6 for procedure.