UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 February 18, 2003 -------------------------------------------------------------------------------- Date of Report (Date of earliest event reported) Capital One Financial Corporation -------------------------------------------------------------------------------- (Exact name of registrant as specified in its chapter) Delaware 1-13300 54-1719854 ---------------------------- ------------------- --------------------- (State or other jurisdiction (Commission (IRS Employer of incorporation) File Number) Identification No.) 1680 Capital One Drive, McLean, Virginia 22102 -------------------------------------------- --------------------- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code:(703) 720-1000 2980 Fairview Park Drive, Suite 1300, Falls Church, Virginia, 22042 -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. Other Events. ------------ (a) Change of Address of Principal Executive Offices Effective as of today, February 18, 2003, the address of Capital One Financial Corporation's principal executive offices is: Capital One Financial Corporation 1680 Capital One Drive McLean, VA 22102 Telephone: (703) 720-1000 2 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereto duly authorized. CAPITAL ONE FINANCIAL CORPORATION Dated: February 14, 2003 By: /s/ John G. Finneran, Jr. ----------------------------- John G. Finneran, Jr. Executive Vice President, General Counsel and Corporate Secretary 3