As filed with the Securities and Exchange Commission on July 12, 2002.
Registration No. 333-
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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM S-8
REGISTRATION STATEMENT
UNDER THE SECURITIES ACT OF 1933
LANDAMERICA FINANCIAL GROUP, INC.
(Exact Name of Registrant as Specified in its Charter)
Virginia 54-1589611
(State or Other Jurisdiction (I.R.S. Employer
of Incorporation or Organization) Identification Number)
101 Gateway Centre, Gateway One, Richmond, Virginia 23235-5153
(Address of Principal Executive Offices) (Zip Code)
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LANDAMERICA FINANCIAL GROUP, INC.
OUTSIDE DIRECTORS DEFERRAL PLAN
(Full Title of the Plan)
Russell W. Jordan, III, Esquire
Executive Vice President, General Counsel and Secretary
LandAmerica Financial Group, Inc.
101 Gateway Centre, Gateway One
Richmond, Virginia 23235-5153
(804) 267-8000
(Name, Address and Telephone Number,
Including Area Code, of Agent for Service)
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CALCULATION OF REGISTRATION FEE
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Proposed Maximum Proposed Maximum Amount of
Title of Securities Amount to be Offering Price per Aggregate Offering Registration
To be Registered Registered Obligation Price Fee
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Deferred Compensation $1,000,000 (2) --(3) $1,000,000 (2) $92(4)
Obligations (1)...................
Common Stock, no --(5) --(5) --(5) --(5)
par value per share..............
Rights to Purchase Series A --(6) --(6) --(6) --(6)
Junior Participating Preferred
Stock, no par value..............
=================================================================================================================
(1) The Deferred Compensation Obligations are unsecured obligations of
LandAmerica Financial Group, Inc. to pay deferred compensation in the
future in accordance with the terms of the LandAmerica Financial Group,
Inc. Outside Directors Deferral Plan, as amended and restated effective
April 24, 2002. Pursuant to Rule 416(c) under the Securities Act of
1933, this registration statement also covers an indeterminate amount
of interests to be offered or sold pursuant to the employee benefit
plan described herein.
(2) Estimated solely for the purpose of calculating the registration fee.
Such estimate is based upon an estimate of the aggregate compensation
to be deferred by participants.
(3) The proposed maximum offering price per obligation or share will be
determined from time to time by the Registrant in connection with the
issuance of the securities hereunder.
(4) Calculated pursuant to Rule 457(o) of the Rules and Regulations under
the Securities Act of 1933, as amended.
(5) Certain Deferred Compensation Obligations issued pursuant to the
LandAmerica Financial Group, Inc. Outside Directors Deferral Plan are
paid in shares of Common Stock, no par value, of equal value. No
separate registration fee is required.
(6) The Rights to Purchase Series A Junior Participating Preferred Stock
will be attached to and will trade with the shares of Common Stock
offered hereby. The value attributable to such Rights, if any, will be
reflected in the market price of the shares of the Common Stock. No
additional registration fee is required.
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PART II
INFORMATION REQUIRED IN THE REGISTRATION STATEMENT
Item 3. Incorporation of Documents by Reference
The following documents previously filed by the Registrant with the
Securities and Exchange Commission pursuant to the Securities Exchange Act of
1934 (the "Exchange Act") are incorporated herein by reference and made a part
hereof:
(1) the Registrant's Annual Report on Form 10-K (the "Form 10-K")
for the fiscal year ended December 31, 2001, File No. 1-13990;
(2) the portions of the Registrant's definitive Proxy Statement
for the Annual Meeting of Shareholders held on May 21, 2002
that have been incorporated by reference into the Form 10-K;
(3) the Registrant's Quarterly Report on Form 10-Q for the quarter
ended March 31, 2002, File No. 1-13990;
(4) the Registrant's Current Report on Form 8-K, filed on June 11,
2002, File No. 1-13990; and
(5) the description of the Registrant's common stock and
associated preferred share purchase rights contained in the
Registrant's Form 8-A/A, Amendment No. 5 to Form 8-A, filed on
June 21, 2002, File No. 1-13990.
All documents subsequently filed by the Registrant pursuant to Sections
13(a), 13(c), 14 and 15(d) of the Exchange Act, prior to the filing of a
post-effective amendment which indicates that all securities offered have been
sold or which deregisters all securities then remaining unsold shall be deemed
to be incorporated by reference herein and to be a part hereof from the date of
filing of such documents. Any statement contained herein or in a document
incorporated or deemed to be incorporated by reference herein shall be deemed to
be modified or superseded for purposes of this Registration Statement to the
extent that a statement contained herein or in any other subsequently filed
document which also is or is deemed to be incorporated by reference herein
modifies or supersedes such earlier statement. Any such statement so modified or
superseded shall not be deemed, except as so modified or superseded, to
constitute a part of this Registration Statement.
Item 4. Description of Securities
The securities being registered are deferred compensation obligations
("Deferred Compensation Obligations") and shares of the common stock, no par
value ("Shares") of the Registrant payable with respect to certain Deferred
Compensation Obligations of the Registrant under the LandAmerica Financial
Group, Inc. Outside Directors Deferral Plan, as amended and restated effective
April 24, 2002 (the "Plan"). Each Share also represents one preferred share
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purchase right under the Registrant's Shareholders Rights Plan. See Item 1,
"Description of Registrant's Securities to Be Registered - Preferred Share
Purchase Rights," of the Registrant's Form 8-A/A, Amendment No. 5 to Form 8-A,
filed on June 21, 2002, incorporated herein by reference. The following
description of the Deferred Compensation Obligations is qualified in its
entirety by reference to the complete text of the Plan set forth as Exhibit 4.9
hereto. Capitalized terms used in this Item 4 and not otherwise defined in this
Registration Statement shall have the respective meanings attributed to such
terms in the Plan.
The Deferred Compensation Obligations incurred by the Registrant under
the Plan are unsecured general obligations of the Registrant, and will rank
equally with other unsecured and unsubordinated indebtedness of the Registrant
outstanding from time to time. The Plan is unfunded, and the Registrant is not
required to set aside assets to be used for payment of the Deferred Compensation
Obligations. Because the Registrant is a holding company and its principal
assets are its operating subsidiaries, the Registrant's ability to make payments
to Participants in connection with Deferred Compensation Obligations under the
Plan may be subject to the availability of funds from such subsidiaries. In
addition, the right of the Registrant (and hence the rights of creditors of the
Registrant, including Participants in the Plan) to participate in a distribution
of the assets of a subsidiary of the Registrant upon its liquidation or
reorganization or otherwise is necessarily subject to the prior claims of
creditors of the subsidiary, except to the extent that claims of the Registrant
itself as a creditor may be recognized.
Under the Plan, the Registrant will provide certain non-employee
members of the Registrant's Board of Directors with the opportunity to elect to
defer Retainer and Additional Fees payable to such Directors during any Plan
Year. A separate Account under the Plan will be established for each
Participant. Within each Participant's Account, the Registrant will maintain
separate subaccounts. For certain Participants in the Former Plan, this will
include a Deferred Cash Account with respect to Compensation earned after
December 31, 1994 and before April 1, 1998. In addition, certain Participants
will be given the opportunity to elect to transfer all or a portion of the
balance in their Deferred Stock Unit Account to a Deferred Cash Account
effective August 16, 2002. No further Deferred Contributions may be made by
Participants to Deferred Cash Accounts. The balance in a Participant's Deferred
Cash Account shall earn interest at the Rate of Return (9%), subject to increase
by the Compensation Committee.
All Participants subsequent to April 1, 1998 will have a Deferred Stock
Unit Account into which Deferral Contributions can be made with respect to
Deferred Stock Units. The Participant may designate a dollar amount to be
deducted from his or her Compensation ("Deferral Contribution"). The maximum
Deferral Contribution of any Retainer with respect to any Participant for a Plan
Year shall be 100%. The maximum Deferral Contribution of Additional Fees is also
100%, and such election must be made in 25% increments. A Participant who elects
to defer 100% of his Compensation (Retainer and Additional Fees) shall receive
additional Deferred Stock Units equal to 20% of such Participant's Compensation
for the Plan Year.
Except as otherwise provided in the Plan, a Participant's Deferred
Stock Unit Account will be treated as if it were invested in Deferred Stock
Units that are equivalent in value to the fair market value of the shares of the
Registrant's common stock in accordance with the terms set forth in the Plan.
The number of Deferred Stock Units credited to a Participant's Deferred Stock
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Unit Account will be increased on each date on which a dividend is paid on the
Registrant's common stock. The number of additional Deferred Stock Units
credited to a Participant's Deferred Stock Unit Account as a result of such
increase will be determined by (i) multiplying the total number of Deferred
Stock Units (with fractional Deferred Stock Units rounded off to the nearest
thousandth) credited to the Participant's Deferred Stock Unit Account
immediately before such increase by the amount of the dividend paid per share of
the Registrant's common stock on the dividend payment date, and (ii) dividing
the product so determined by the Closing Price of the Registrant's common stock
on the dividend payment date. The dollar value of the Deferred Stock Units
credited to a Participant's Deferred Stock Unit Account on any date will be
determined by multiplying the number of Deferred Stock Units (including
fractional Deferred Stock Units) credited to the Participant's Deferred Stock
Unit Account by the Closing Price on that date.
The amounts deferred by Participants under the Plan represent an
obligation of the Registrant to make payments to the Participants at some time
in the future. A Participant's Deferred Stock Unit Account shall be paid in
Shares of the Registrant's common stock with fractional Shares paid in cash, and
the Deferred Cash Account shall be paid in cash. The amount that the Registrant
is required to pay to any Participant under the terms of the Plan is equal to
the Deferral Benefit, or the sum of the Deferral Contributions made by the
Participant plus interest accrued at the Rate of Return with respect to a
Participant's Deferred Cash Account, and adjusted for hypothetical gains or
losses attributable to the deemed investment of such Deferral Contributions in
shares of the Registrant's common stock with respect to his or her Deferred
Stock Unit Account.
The amounts payable to Participants under the Plan are distributed in
accordance with the distribution provisions of the Plan. Generally, such
distributions are made as of the Benefit Commencement Date specified in the
Participant's Deferral Election. Payment of benefits may either be in a lump sum
or in quarterly installments at the Participant's election. The Plan also
provides for interim distributions of amounts payable from the Participant's
Deferral Account and for withdrawal of Plan amounts in the event of a financial
emergency.
In the event that a Participant dies prior to his Benefit Commencement
Date, the Beneficiary of such Participant shall be entitled to receive as a
Death Benefit an amount equal to the Deferral Benefit that the Participant would
have received had the Participant lived to the Benefit Commencement Date and
received the full Deferral Benefit. This Death Benefit shall be calculated by
increasing the value of the Participant's Deferred Cash Account by the amount
that would have been credited as interest at the Rate of Return from the date of
death through the Participant's Benefit Commencement Date assuming, for purposes
of this additional interest crediting only, that the Participant's Deferred
Stock Unit Account had been converted to a Deferred Cash Account and added to
the Participant's existing Deferred Cash Account as of the first day of the
month following the Participant's date of death.
In the event that a Participant dies after his Benefit Commencement
Date, then the Beneficiary of such Participant shall be entitled to receive as a
Death Benefit a continuation of the payment of the Deferral Benefit in the same
manner and in the same amount that the Participant would have received had the
Participant lived to receive the Deferral Benefit.
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The Registrant is entitled to withhold all federal, state and local
income, employment and other taxes required to be withheld by the Registrant in
connection with payments to be made to Participants under the Plan.
Each Participant is at all times 100% vested in all Deferral
Contributions, as well as in any appreciation (or depreciation) in the amount
thereof due to appreciation or depreciation in the Registrant's common stock.
The Plan provides that the Registrant may, but is not required to,
establish a grantor trust (the "Trust") which may be used to hold assets of the
Registrant to be maintained as reserves against the Registrant's unfunded,
unsecured obligations under the Plan. The Registrant may appoint one or more
individuals or corporations to act as Trustee. The Registrant may remove the
Trustee and appoint a successor Trustee at any time. The Trustee's
responsibility would be limited to holding and investing the assets of the Trust
in its possession and voting the common stock it holds as a fiduciary. No
Participant or Beneficiary would have any right, title or interest in or to, any
Trust assets (and all such assets shall remain subject to the claims of the
Registrant's creditors).
Neither the Participant nor his or her Beneficiary has any right to
sell, assign, transfer or otherwise convey the right to receive any payments
under the Plan or any interest in the Plan, which payments and interest are
expressly declared to be non-assignable and non-transferable. The interests of
each Participant under the Plan are not subject to the claims of the
Participant's creditors.
The Registrant reserves the right to amend or terminate the Plan,
provided that any such amendment does not decrease or restrict the value of a
Participant's account balance under the Plan in existence at the time the
amendment is made. Moreover, the Registrant reserves the right to unilaterally
shorten the Deferral Period of any Participant, if it determines that to do so
will be fair and equitable to the Participant.
Item 5. Interests of Named Experts and Counsel
Williams Mullen, counsel to the Registrant, has rendered its opinion
that (i) the Deferred Compensation Obligations, when issued pursuant to the
terms and conditions of the Plan, will be legal, valid and binding obligations
of the Registrant and (ii) any Shares which are original issue securities, when
paid pursuant to the terms and conditions of the Plan, will be legally issued,
fully paid and non-assessable. Julious P. Smith, Jr., a principal in Williams
Mullen, is a director of the Registrant and beneficially owned an aggregate of
5,000 shares of common stock as of July 2, 2002. Other attorneys employed by the
firm beneficially owned an aggregate of 1,427 shares of the Registrant's common
stock as of July 2, 2002.
Item 6. Indemnification of Directors and Officers
Article 10 of Chapter 9 of Title 13.1 of the Code of Virginia (the
"Code") permits a Virginia corporation to indemnify any director or officer for
reasonable expenses incurred in any legal proceeding in advance of final
disposition of the proceeding, if the director or officer furnishes the
corporation a written statement of his good faith belief that he or she has met
the
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standard of conduct prescribed by the Code, and a determination is made by the
board of directors that such standard has been met. In a proceeding by or in the
right of the corporation, no indemnification shall be made in respect of any
matter as to which an officer or director is adjudged to be liable to the
corporation, unless the court in which the proceeding took place determines
that, despite such liability, such person is reasonably entitled to
indemnification in view of all of the relevant circumstances. In any other
proceeding, no indemnification shall be made if the director or officer is
adjudged liable to the corporation on the basis that he improperly received a
personal benefit. Corporations are given the power to make any other or further
indemnity, including advance of expenses, to any director or officer that may be
authorized by the articles of incorporation or any bylaw made by the
shareholders, or any resolution adopted, before or after the event, by the
shareholders, except an indemnity against willful misconduct or a knowing
violation of the criminal law. Unless limited by its articles of incorporation,
indemnification of a director or officer is mandatory when he or she entirely
prevails in the defense of any proceeding to which he or she is a party because
he or she is or was a director or officer.
The Articles of Incorporation of the Registrant contain provisions
indemnifying the directors and officers of the Registrant to the full extent
permitted by Virginia law. In addition, the Articles of Incorporation of the
Registrant eliminate the personal liability of the Registrant's directors and
officers to the Registrant or its shareholders for monetary damages to the full
extent permitted by Virginia law.
Item 7. Exemption from Registration Claimed
Not applicable.
Item 8. Exhibits
The following exhibits are filed on behalf of the Registrant as part of this
Registration Statement:
4.1 Articles of Incorporation of the Registrant, incorporated by
reference to Exhibit 3A of the Registrant's Form 10
Registration Statement, as amended, File No. 0-19408.
4.2 Articles of Amendment of Articles of Incorporation of the
Registrant, incorporated by reference to Exhibit 4.2 of the
Registration Form 8-A Registration Statement, filed February
27, 1998, File No. 1-13990.
4.3 Bylaws of the Registrant, incorporated by reference to Exhibit
3B of the Registrant's Form 10 Registration Statement, as
amended, File No. 0-19408.
4.4 Amended and Restated Rights Agreement, dated as of August 20,
1997, between the Registrant and Wachovia Bank, N.A., as
Rights Agent, which Amended and Restated Rights Agreement
includes an amended Form of Rights Certificate, incorporated
by reference to Exhibit 4.1 of the Registrant's Current Report
on Form 8-K, dated August 20, 1997, File No. 1-13990.
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4.5 First Amendment to Amended and Restated Rights Agreement,
dated as of December 11, 1997, between the Registrant and
Wachovia Bank, N.A., as Rights Agent, incorporated by
reference to Exhibit 4.1 of the Registrant's Current Report on
Form 8-K, dated December 11, 1997, File No. 1-13990.
4.6 Second Amendment to Amended and Restated Rights Agreement,
dated as of June 1, 1999, between the Registrant, Wachovia
Bank, N.A., as Rights Agent, and State Street Bank and Trust
Company, as Successor Rights Agent, incorporated by reference
to Exhibit 4.1 of the Registrant's Current Report on Form 8-K,
dated June 1, 1999, File No. 1-13990.
4.7 Third Amendment to Amended and Restated Rights Agreement,
dated as of July 26, 2000, between the Registrant and State
Street Bank and Trust Company, as Rights Agent, incorporated
by reference to Exhibit 4.1 of the Registrant's Current Report
on Form 8-K, dated July 26, 2000, File No. 1-13990.
4.8 Form of common stock Certificate, incorporated by reference to
Exhibit 4.7 of Amendment No. 3 to the Registrant's Form 8-A
Registration Statement, filed June 7, 1999, File No. 1-13990.
4.9 LandAmerica Financial Group, Inc. Outside Directors Deferral
Plan, as amended and restated as of April 24, 2002.*
5.1 Opinion of Williams Mullen.*
23.1 Consent of Williams Mullen (included in Exhibit 5.1).*
23.2 Consent of Ernst & Young LLP.*
24 Powers of Attorney (included on Signature Page).*
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*Filed herewith
Item 9. Undertakings
The undersigned Registrant hereby undertakes:
(1) To file, during any period in which offers or sales
are being made, a post-effective amendment to this
registration statement:
(i) To include any prospectus required by
Section 10(a)(3) of the Securities Act of
1933;
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(ii) To reflect in the prospectus any facts or
events arising after the effective date of
the registration statement (or the most
recent post-effective amendment thereof)
which, individually or in the aggregate,
represent a fundamental change in the
information set forth in the registration
statement. Notwithstanding the foregoing,
any increase or decrease in volume of
securities offered (if the total dollar
value of securities offered would not exceed
that which was registered) and any deviation
from the low or high end of the estimated
maximum offering range may be reflected in
the form of prospectus filed with the
Commission pursuant to Rule 424(b) if, in
the aggregate, the changes in volume and
price represent no more than 20 percent
change in the maximum aggregate offering
price set forth in the "Calculation of
Registration Fee" table in the effective
registration statement; and
(iii) To include any material information with
respect to the plan of distribution not
previously disclosed in the registration
statement or any material change to such
information in the registration statement;
provided, however, that paragraph (1)(i) and (1)(ii)
shall not apply if the registration statement is on
Form S-3, Form S-8 or Form F-3, and the information
required to be included in a post-effective amendment
by those paragraphs is contained in periodic reports
filed with or furnished to the Commission by the
Registrant pursuant to Section 13 or Section 15(d) of
the Exchange Act that are incorporated by reference
in the registration statement.
(2) That, for the purpose of determining any liability
under the Securities Act of 1933, each such
post-effective amendment shall be deemed to be a new
registration statement relating to the securities
offered therein, and the offering of such securities
at that time shall be deemed to be the initial bona
fide offering thereof.
(3) To remove from registration by means of a
post-effective amendment any of the securities being
registered which remain unsold at the termination of
the offering.
The undersigned Registrant hereby undertakes that, for purposes of
determining any liability under the Securities Act of 1933, each filing of the
Registrant's annual report pursuant to Section 13(a) or Section 15(d) of the
Exchange Act (and, where applicable, each filing of an employee benefit plan's
annual report pursuant to Section 15(d) of the Exchange Act) that is
incorporated by reference in the registration statement shall be deemed to be a
new registration statement relating to the securities offered therein, and the
offering of such securities at that time shall be deemed to be the initial bona
fide offering thereof.
II-7
Insofar as indemnification for liabilities arising under the Securities
Act of 1933 may be permitted to directors, officers and controlling persons of
the Registrant pursuant to the foregoing provisions, or otherwise, the
Registrant has been advised that in the opinion of the Securities and Exchange
Commission such indemnification is against public policy as expressed in the Act
and is, therefore, unenforceable. In the event that a claim for indemnification
against such liabilities (other than the payment by the Registrant of expenses
incurred or paid by a director, officer or controlling person of the Registrant
in the successful defense of any action, suit or proceeding) is asserted by such
director, officer or controlling person in connection with the securities being
registered, the Registrant will, unless in the opinion of its counsel the matter
has been settled by controlling precedent, submit to a court of appropriate
jurisdiction the question whether such indemnification by it is against public
policy as expressed in the Act and will be governed by the final adjudication of
such issue.
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SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, as amended,
the registrant certifies that it has reasonable grounds to believe that it meets
all of the requirements for filing on Form S-8 and has duly caused this
registration statement to be signed on its behalf by the undersigned, thereunto
duly authorized, in the County of Chesterfield, Commonwealth of Virginia, on
this 12th day of July, 2002.
LANDAMERICA FINANCIAL GROUP, INC.
By: /s/ Charles H. Foster, Jr.
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Charles H. Foster, Jr.
Chairman and Chief Executive Officer
POWER OF ATTORNEY
Each of the undersigned hereby appoints John M. Carter and Russell W.
Jordan, III, each of whom may act individually, as attorneys-in-fact and agents
for the undersigned, with full power of substitution, for and in the name, place
and stead of the undersigned, to sign and file with the Securities and Exchange
Commission under the Securities Act of 1933, as amended, any and all amendments
(including post-effective amendments) to this registration statement, with any
schedules or exhibits thereto, and any and all supplements or other documents to
be filed with the Securities and Exchange Commission pertaining to the
registration of securities covered hereby, with full power and authority to do
and perform any and all acts and things as may be necessary or desirable in
furtherance of such registration.
Pursuant to the requirements of the Securities Act of 1933, as amended,
this registration statement has been signed by the following persons in the
capacities and on the dates indicated.
Signature Title Date
--------- ----- ----
/s/ Charles H. Foster, Jr. Chairman and Chief Executive July 12, 2002
----------------------------------------------
Charles H. Foster, Jr. Officer and Director
(Principal Executive Officer)
/s/ Janet A. Alpert President and Director July 12, 2002
----------------------------------------------
Janet A. Alpert
/s/ Theodore L. Chandler, Jr. Senior Executive Vice President July 12, 2002
----------------------------------------------
Theodore L. Chandler, Jr. and Director
/s/ G. William Evans Executive Vice President July 12, 2002
----------------------------------------------
G. William Evans and Chief Financial Officer
(Principal Financial Officer)
Signature Title Date
--------- ----- ----
/s/ John R. Blanchard Senior Vice President - Corporate July 12, 2002
----------------------------------------------
John R. Blanchard Controller
(Principal Accounting Officer)
Director July 12, 2002
----------------------------------------------
Michael Dinkins
/s/ John P. McCann Director July 12, 2002
----------------------------------------------
John P. McCann
/s/ Robert F. Norfleet, Jr. Director July 12, 2002
----------------------------------------------
Robert F. Norfleet, Jr.
/s/ Robert T. Skunda Director July 12, 2002
----------------------------------------------
Robert T. Skunda
/s/ Julious P. Smith, Jr. Director July 12, 2002
----------------------------------------------
Julious P. Smith, Jr.
Director July 12, 2002
----------------------------------------------
Thomas G. Snead, Jr.
/s/ Eugene P. Trani Director July 12, 2002
----------------------------------------------
Eugene P. Trani
/s/ Marshall B. Wishnack Director July 12, 2002
----------------------------------------------
Marshall B. Wishnack
EXHIBIT INDEX
TO
FORM S-8 REGISTRATION STATEMENT
Exhibit
Number Description of Exhibit
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4.1 Articles of Incorporation of the Registrant, incorporated by
reference to Exhibit 3A of the Registrant's Form 10
Registration Statement, as amended, File No. 0-19408.
4.2 Articles of Amendment of Articles of Incorporation of the
Registrant, incorporated by reference to Exhibit 4.2 of the
Registration Form 8-A Registration Statement, filed February
27, 1998, File No. 1-13990.
4.3 Bylaws of the Registrant, incorporated by reference to Exhibit
3B of the Registrant's Form 10 Registration Statement, as
amended, File No. 0-19408.
4.4 Amended and Restated Rights Agreement, dated as of August 20,
1997, between the Registrant and Wachovia Bank, N.A., as
Rights Agent, which Amended and Restated Rights Agreement
includes an amended Form of Rights Certificate, incorporated
by reference to Exhibit 4.1 of the Registrant's Current Report
on Form 8-K, dated August 20, 1997, File No. 1-13990.
4.5 First Amendment to Amended and Restated Rights Agreement,
dated as of December 11, 1997, between the Registrant and
Wachovia Bank, N.A., as Rights Agent, incorporated by
reference to Exhibit 4.1 of the Registrant's Current Report on
Form 8-K, dated December 11, 1997, File No. 1-13990.
4.6 Second Amendment to Amended and Restated Rights Agreement,
dated as of June 1, 1999, between the Registrant, Wachovia
Bank, N.A., as Rights Agent, and State Street Bank and Trust
Company, as Successor Rights Agent, incorporated by reference
to Exhibit 4.1 of the Registrant's Current Report on Form 8-K,
dated June 1, 1999, File No. 1-13990.
4.7 Third Amendment to Amended and Restated Rights Agreement,
dated as of July 26, 2000, between the Registrant and State
Street Bank and Trust Company, as Rights Agent, incorporated
by reference to Exhibit 4.1 of the Registrant's Current Report
on Form 8-K, dated July 26, 2000, File No. 1-13990.
4.8 Form of common stock Certificate, incorporated by reference to
Exhibit 4.7 of Amendment No. 3 to the Registrant's Form 8-A
Registration Statement, filed June 7, 1999, File No. 1-13990.
4.9 LandAmerica Financial Group, Inc. Outside Directors Deferral
Plan, as amended and restated as of April 24, 2002.*
5.1 Opinion of Williams Mullen.*
23.1 Consent of Williams Mullen (included in Exhibit 5.1).*
23.2 Consent of Ernst & Young LLP.*
24 Powers of Attorney (included on Signature Page).*
------------
*Filed herewith