AM Best to host a briefing that will look at the U.S. health insurance segment’s response to negative market pressures from higher utilization, medical and pharmacy costs, increased morbidity and regulatory challenges on April 7, 2026, at 2 p.m. EDT.

After several years of strong earnings and steady enrollment growth, operating trends turned unfavorable in late 2024 and continued through 2025. Initiatives taken by insurers to improve operating performance will drive improvement, but top line and enrollment will suffer. AM Best placed a negative outlook on the health insurance segment in August 2025.

AM Best’s health analytical team will discuss how these factors may affect the industry and ratings, as well as how the industry is responding. Panelists include AM Best Senior Director Sally Rosen and Director Bridget Maehr; AM Best Senior Associate Editor John Weber will moderate.

To register for the briefing, titled “Healthcare – Have We Reached an Inflection Point?” please click here.

AM Best is a global credit rating agency, news publisher and data analytics provider specializing in the insurance industry. Headquartered in the United States, the company does business in over 100 countries with regional offices in London, Amsterdam, Dubai, Hong Kong, Singapore and Mexico City. For more information, visit www.ambest.com.

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