Partnership allows YouHodler enterprise users to program instantaneous payments, manage risk, and transact globally around the clock

N3XT, the world's first fully blockchain-powered bank for instant programmable B2B payments, today announced a strategic partnership with YouHodler, a leading Swiss and EU-based Web3 platform offering crypto-backed lending and trading services and white-label fintech solutions. The partnership enables YouHodler enterprise users with N3XT accounts to program instantaneous stablecoin-based U.S. dollar payments 24/7, extending N3XT’s innovative payments technology into the YouHodler platform.

The partnership connects YouHodler’s crypto-collateral management environment with N3XT’s always-on regulated dollar infrastructure, bridging digital asset activity with continuously available fiat settlement. By leveraging N3XT’s settlement infrastructure, YouHodler is strengthening its ability to serve financial institutions and enterprise clients, automating immediate stablecoin-based transactions that were previously constrained by traditional banking hours and settlement delays. The partnership also helps the platform to advance its broader mission to bridge regulated fiat banking with blockchain-based financial services.

“Traditional banking infrastructure simply wasn't built for the always-on nature of cryptocurrency markets, much less the direction of instant payments,” said Jeffrey Wallis, CEO of N3XT. “Our partnership with YouHodler demonstrates how blockchain-powered banking can provide the real-time, programmable payment capabilities that digital asset platforms and their users need to operate effectively in global markets that never sleep.”

For YouHodler, the collaboration marks a strategic step in expanding institutional-grade stablecoin-based settlement infrastructure across markets such as Europe and Argentina, where strong U.S. dollar cross-border flows and demand for reliable digital dollar infrastructure continue to accelerate innovation.

“Teaming up with N3XT is an important milestone in YouHodler’s institutional growth strategy,” said Ilya Volkov, CEO and cofounder of YouHodler. “Together, we are building the next generation of stablecoin settlement infrastructure. By combining N3XT’s programmable banking capabilities with YouHodler’s Web3 internationally compliant fintech ecosystem, we are accelerating the convergence of traditional finance and digital assets in Europe, Argentina, and beyond.”

N3XT's blockchain-powered platform eliminates the delays inherent in traditional banking systems, enabling instant settlement and programmable payment logic that responds automatically to market conditions or user-defined triggers. This capability is particularly valuable for cryptocurrency users who need to manage collateral requirements and maintain account health across time zones and outside standard business hours.

The partnership reflects N3XT's commitment to building financial infrastructure that meets the operational demands of modern digital businesses and platforms operating in 24/7 global markets.

About N3XT

N3XT is a blockchain-powered narrow bank providing instant, programmable USD payments for institutions operating across traditional finance and digital asset markets. The platform delivers 24/7 settlement, full-reserve safety, and API-driven treasury automation.

For more information, visit www.n3xt.io

About YouHodler

YouHodler is a regulated Swiss and EU-based Web3 platform that offers innovative fintech solutions, seamlessly bridging fiat and cryptocurrency financial services with simplicity, efficiency, and transparency. Its comprehensive suite of offerings includes crypto-backed loans, crypto reward accounts, and universal currency exchange. While user-friendly and intuitive for everyday consumers, the full-service platform is also advanced enough to facilitate strategic trading in the cryptocurrency market. For more information, visit www.youhodler.com.

View source version on businesswire.com: https://www.businesswire.com/news/home/20260302620135/en/