In the past 30 days, Best’s Review readers have been most interested in the following insurance news coverage:

• “The Last Resort: As Private Insurers Exit High-Risk Areas, FAIR Plans Find Competitive Foothold” reports how homeowners are turning to the residual market because of the decline in availability of coverage, even though FAIR Plan policies may cost more and offer less coverage.
• “Parametric Plan for High-Risk Regions Wins AM Best 2025 Student Challenge” presents the two students’ competition-winning solution that would provide coverage to underserved markets.
• “Insurance Industry Embraces AI Innovation as Technology Advances ‘Exponentially’” looks at how insurers have welcomed artificial intelligence to help customers and better understand risk.
• “Nevada Considers FAIR Plan, Other Options To Tackle Insurability Issues” describes the state’s proposal for a FAIR Plan as well as a “sandbox” for insurers to try out products that might not fully comply with current regulations.

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