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UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

(Mark One)
CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT
OF 1934

Date of report July 23, 2004

Commission file number 0-25135

BANK OF COMMERCE HOLDINGS

(Exact name of Registrant as specified in its charter)
               
California     94-2823865  
(State or other jurisdiction of incorporation or organization)   (I.R.S. Employer Identification No.)
         
1951 Churn Creek Road Redding, Bancorp     96002  
  (Address of principal executive offices)   (Zip Code)

Registrant’s telephone number, including area code: (530) 224-3333

Securities registered pursuant to Section 12(b) of the Act: None

     Securities registered pursuant to Section 12(g) of the Act: Common Stock, no par value per share

Indicate by check mark whether the Registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x No o

Indicate the number of shares outstanding of each of the
issuer’s class of common stock, as of the latest practicable date. June 30, 2004 8,192,886

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Item 7. Financial Statements and Exhibits.

(c) Exhibits.

99.1 Bank of Commerce Earnings press release dated July 23, 2004, 2004.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

     
July 23, 2004   /s/ Linda J. Miles
 
    By: Linda J. Miles
Executive Vice President & Chief Financial Officer

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