UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
Form 13F
Form 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: December 31, 2005
Check here if Amendment [ ]: Amendment Number:
This Amendment (Check only one): [] is a restatement
[ ] adds new holdings entries
Institutional Investment Manager Filing this Report:
Name: First Commonwealth Financial Corporation
Address: 22 North Sixth Street
Indiana, PA, 15701
Form 13F File Number:28-05151
The institutional investment manager filing this report and the person
by whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein is true,
correct and complete, and it is understood that all required items,
statements, schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: John J. Dolan
Title: Executive Vice President and Chief Financial Officer
Phone: (724) 349-7220
Signature,Place, and Date of Signing:
/s/ John J. Dolan
John J. Dolan, Indiana, PA, February 10, 2006
Report Type(check only one) :
[x] 13F HOLDINGS REPORT (Check here if all holdings of this reporting
manager are reported in this report
[ ] 13F NOTICE (Check here if no holdings reported are in this report,
and all holdings are reported by other reporting manager(s))
[ ] 13F COMBINATION REPORT (Check here if a portion of the holdings
for this reporting manager are reported in this report and a
portion are reported by other reporting manager(s).)
Form 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 1
Form 13F Information Table Entry Total: 218
Form 13F Information Table Value Total: $147,147 (thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is
filed, other than the manager filing this report.
Number: 1
Form 13F File Number:28-05153
Name: First Commonwealth Trust Company
FORM 13F INFORMATION TABLE
COLUMN 1 COL 2 COL 3 COL 4 COLUMN 5 COL 6 COL 7 COLUMN 8
TITLE MARKET
OF VALUE SHS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
ISSUER CLASS CUSIP (X$1000)PRN AMT PRN CALL DISCRETION MANAGERS SOLE SHARED NONE
3M CO COMMON 88579Y101 377 4,860 SH DEFINED 1 4,860 0 0
3M CO COMMON 88579Y101 725 9,360 SH OTHER 1 9,360 0 0
ABBOTT LABS COMMON 002824100 806 20,446 SH DEFINED 1 20,446 0 0
ABBOTT LABS COMMON 002824100 33 825 SH OTHER 1 825 0 0
ALCOA INC COMMON 013817101 766 25,895 SH DEFINED 1 25,895 0 0
ALCOA INC COMMON 013817101 93 3,150 SH OTHER 1 3,150 0 0
ALLSTATE CORP COMMON 020002101 996 18,423 SH DEFINED 1 18,423 0 0
ALLSTATE CORP COMMON 020002101 400 7,399 SH OTHER 1 7,399 0 0
ALLTEL CORP COMMON 020039103 1,028 16,292 SH DEFINED 1 16,292 0 0
ALLTEL CORP COMMON 020039103 458 7,266 SH OTHER 1 750 6,516 0
ALTRIA GROUP INC COMMON 02209S103 1,081 14,470 SH DEFINED 1 14,470 0 0
ALTRIA GROUP INC COMMON 02209S103 2,274 30,440 SH OTHER 1 30,440 0 0
AMERICAN INTL GROUP INC COMMON 026874107 1,000 14,650 SH DEFINED 1 14,650 0 0
AMERICAN INTL GROUP INC COMMON 026874107 82 1,206 SH OTHER 1 1,206 0 0
AMGEN INC COMMON 031162100 1,444 18,306 SH DEFINED 1 18,306 0 0
AMGEN INC COMMON 031162100 108 1,375 SH OTHER 1 1,375 0 0
ANHEUSER BUSCH COS INC COMMON 035229103 593 13,815 SH DEFINED 1 13,815 0 0
ANHEUSER BUSCH COS INC COMMON 035229103 17 400 SH OTHER 1 400 0 0
APACHE CORP COMMON 037411105 952 13,894 SH DEFINED 1 13,894 0 0
APACHE CORP COMMON 037411105 82 1,199 SH OTHER 1 675 524 0
AT&T INC COMMON 00206R102 574 23,439 SH DEFINED 1 23,439 0 0
AT&T INC COMMON 00206R102 263 10,727 SH OTHER 1 10,670 0 57
AUTOMATIC DATA PROCESSING IN COMMON 053015103 510 11,115 SH DEFINED 1 11,115 0 0
AUTOMATIC DATA PROCESSING IN COMMON 053015103 55 1,200 SH OTHER 1 1,200 0 0
BANK OF AMERICA CORPORATION COMMON 060505104 1,290 27,961 SH DEFINED 1 27,961 0 0
BANK OF AMERICA CORPORATION COMMON 060505104 156 3,376 SH OTHER 1 3,376 0 0
BECTON DICKINSON & CO COMMON 075887109 312 5,200 SH DEFINED 1 5,200 0 0
BECTON DICKINSON & CO COMMON 075887109 54 900 SH OTHER 1 900 0 0
BELLSOUTH CORP COMMON 079860102 307 11,338 SH DEFINED 1 10,938 400 0
BELLSOUTH CORP COMMON 079860102 110 4,068 SH OTHER 1 4,068 0 0
BERKSHIRE SECURITIES COMMON 084991868 774 3,600 SH DEFINED 1 3,600 0 0
BERKSHIRE SECURITIES COMMON 084991868 387 1,800 SH OTHER 1 1,800 0 0
BICO INC COMMON 088766100 0 101,100 SH DEFINED 1 101,100 0 0
BJ SVCS CO COMMON 055482103 695 18,965 SH DEFINED 1 18,965 0 0
BJ SVCS CO COMMON 055482103 18 500 SH OTHER 1 500 0 0
BOEING CO COMMON 097023105 190 2,704 SH DEFINED 1 2,704 0 0
BOEING CO COMMON 097023105 154 2,186 SH OTHER 1 2,186 0 0
BP PLC COMMON 055622104 1,136 17,696 SH DEFINED 1 17,691 0 5
BP PLC COMMON 055622104 408 6,356 SH OTHER 1 5,354 1,002 0
CAREMARK RX INC COMMON 141705103 1,061 20,490 SH DEFINED 1 20,490 0 0
CAREMARK RX INC COMMON 141705103 44 850 SH OTHER 1 850 0 0
CATERPILLAR INC DEL COMMON 149123101 189 3,264 SH DEFINED 1 3,264 0 0
CATERPILLAR INC DEL COMMON 149123101 27 475 SH OTHER 1 475 0 0
CHEVRON CORP NEW COMMON 166764100 494 8,709 SH DEFINED 1 8,704 0 5
CHEVRON CORP NEW COMMON 166764100 252 4,432 SH OTHER 1 3,632 0 800
CISCO SYS INC COMMON 17275R102 1,251 73,093 SH DEFINED 1 73,093 0 0
CISCO SYS INC COMMON 17275R102 103 6,025 SH OTHER 1 6,025 0 0
CITIGROUP INC COMMON 172967101 1,585 32,655 SH DEFINED 1 32,655 0 0
CITIGROUP INC COMMON 172967101 190 3,905 SH OTHER 1 3,540 365 0
CNB FINL CORP PA COMMON 126128107 376 26,662 SH DEFINED 1 26,662 0 0
CONOCOPHILLIPS COMMON 20825C104 321 5,509 SH DEFINED 1 5,504 0 5
CONOCOPHILLIPS COMMON 20825C104 55 950 SH OTHER 1 950 0 0
CONSTELLATION ENERGY GROUP I COMMON 210371100 234 4,070 SH OTHER 1 4,070 0 0
COOPER COS INC COMMON 216648402 539 10,505 SH DEFINED 1 10,505 0 0
COOPER COS INC COMMON 216648402 19 375 SH OTHER 1 375 0 0
COVENTRY HEALTH CARE INC COMMON 222862104 1,008 17,691 SH DEFINED 1 17,691 0 0
COVENTRY HEALTH CARE INC COMMON 222862104 61 1,076 SH OTHER 1 1,076 0 0
CTC COMMUNICATIONS GROUP INC COMMON 126419100 0 10,000 SH DEFINED 1 10,000 0 0
DELL INC COMMON 24702R101 622 20,756 SH DEFINED 1 20,756 0 0
DELL INC COMMON 24702R101 30 1,000 SH OTHER 1 1,000 0 0
DIASENSE INC COM COMMON 252834106 0 17,500 SH DEFINED 1 17,500 0 0
DOMINION RES INC VA NEW COMMON 25746U109 988 12,803 SH DEFINED 1 12,803 0 0
DOMINION RES INC VA NEW COMMON 25746U109 130 1,682 SH OTHER 1 1,682 0 0
DOW CHEM CO COMMON 260543103 833 19,018 SH DEFINED 1 19,018 0 0
DOW CHEM CO COMMON 260543103 18 400 SH OTHER 1 400 0 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 419 9,854 SH DEFINED 1 9,854 0 0
DU PONT E I DE NEMOURS & CO COMMON 263534109 81 1,900 SH OTHER 1 300 1,600 0
E M C CORP MASS COMMON 268648102 258 18,950 SH DEFINED 1 18,950 0 0
EBAY INC COMMON 278642103 936 21,660 SH DEFINED 1 21,660 0 0
EBAY INC COMMON 278642103 26 600 SH OTHER 1 600 0 0
EMBRYO DEV CORP COMMON 290818103 1 15,000 SH DEFINED 1 15,000 0 0
EMERSON ELEC CO COMMON 291011104 22 300 SH DEFINED 1 300 0 0
EMERSON ELEC CO COMMON 291011104 719 9,630 SH OTHER 1 9,630 0 0
ESB FINANCIAL CORP COMMON 26884F102 140 12,510 SH DEFINED 12,510 0 0
EXELON CORP COMMON 30161N101 124 2,342 SH DEFINED 1 2,342 0 0
EXELON CORP COMMON 30161N101 99 1,866 SH OTHER 1 1,866 0 0
EXXON MOBIL CORP COMMON 30231G102 3,689 65,681 SH DEFINED 1 65,676 0 5
EXXON MOBIL CORP COMMON 30231G102 2,051 36,508 SH OTHER 1 15,882 20,626 0
FEDEX CORP COMMON 31428X106 1,054 10,195 SH DEFINED 1 10,195 0 0
FEDEX CORP COMMON 31428X106 36 350 SH OTHER 1 350 0 0
FIRST COMWLTH FINL CORP PA COMMON 319829107 16,945 1,310,484 SH DEFINED 11,306,318 4,166 0
FIRST COMWLTH FINL CORP PA COMMON 319829107 1,477 114,232 SH OTHER 1 66,522 47,710 0
FLEXTRONICS INTL LTD COMMON Y2573F102 421 40,320 SH DEFINED 1 40,320 0 0
FLEXTRONICS INTL LTD COMMON Y2573F102 14 1,350 SH OTHER 1 1,350 0 0
FORTUNE BRANDS INC COMMON 349631101 1,183 15,162 SH DEFINED 1 15,162 0 0
FORTUNE BRANDS INC COMMON 349631101 35 450 SH OTHER 1 450 0 0
FPL GROUP INC COMMON 302571104 339 8,147 SH DEFINED 1 8,147 0 0
FPL GROUP INC COMMON 302571104 118 2,850 SH OTHER 1 2,850 0 0
GANNETT INC COMMON 364730101 430 7,095 SH DEFINED 1 7,095 0 0
GANNETT INC COMMON 364730101 9 150 SH OTHER 1 150 0 0
GATEWAY BANK OF PENNSYLVANIA COMMON 869099101 50 5,000 SH DEFINED 5,000 0 0
GENERAL ELECTRIC CO COMMON 369604103 3,423 97,670 SH DEFINED 1 97,670 0 0
GENERAL ELECTRIC CO COMMON 369604103 4,369 124,650 SH OTHER 1 122,370 2,280 0
HARTFORD FINL SVCS GROUP INC COMMON 416515104 1,059 12,325 SH DEFINED 1 12,325 0 0
HARTFORD FINL SVCS GROUP INC COMMON 416515104 115 1,334 SH OTHER 1 1,334 0 0
INGERSOLL-RAND COMPANY LTD COMMON G4776G101 420 10,400 SH DEFINED 1 10,400 0 0
INGERSOLL-RAND COMPANY LTD COMMON G4776G101 503 12,450 SH OTHER 1 12,450 0 0
INTEL CORP COMMON 458140100 588 23,565 SH DEFINED 1 23,565 0 0
INTEL CORP COMMON 458140100 145 5,800 SH OTHER 1 5,800 0 0
INTERNATIONAL BUSINESS MACHS COMMON 459200101 1,677 20,405 SH DEFINED 1 20,405 0 0
INTERNATIONAL BUSINESS MACHS COMMON 459200101 1,244 15,135 SH OTHER 1 15,035 100 0
JACOBS ENGR GROUP INC DEL COMMON 469814107 938 13,820 SH DEFINED 1 13,820 0 0
JACOBS ENGR GROUP INC DEL COMMON 469814107 31 450 SH OTHER 1 450 0 0
JOHNSON & JOHNSON COMMON 478160104 1,692 28,159 SH DEFINED 1 28,159 0 0
JOHNSON & JOHNSON COMMON 478160104 537 8,940 SH OTHER 1 8,940 0 0
JP MORGAN CHASE & CO COMMON 46625H100 356 8,977 SH DEFINED 1 8,977 0 0
JP MORGAN CHASE & CO COMMON 46625H100 15 370 SH OTHER 1 370 0 0
JUNIATA VALLEY NATL BK COMMON 482016102 1,158 48,238 SH DEFINED 1 48,238 0 0
L-3 COMMUNICATIONS HLDGS INC COMMON 502424104 526 7,070 SH DEFINED 1 7,070 0 0
L-3 COMMUNICATIONS HLDGS INC COMMON 502424104 13 175 SH OTHER 1 175 0 0
LAUREL CAPITAL GROUP INC COMMON 518629100 250 12,000 SH DEFINED 12,000 0 0
LEESPORT FINANCIAL CORPORATION COMMON 524477106 1,840 76,650 SH DEFINED 76,650 0 0
LEHMAN BROS HLDGS INC COMMON 524908100 830 6,476 SH DEFINED 1 6,476 0 0
LEHMAN BROS HLDGS INC COMMON 524908100 61 475 SH OTHER 1 475 0 0
LOWES COS INC COMMON 548661107 1,644 24,669 SH DEFINED 1 24,669 0 0
LOWES COS INC COMMON 548661107 232 3,475 SH OTHER 1 3,175 300 0
LUCENT TECHNOLOGIES INC COMMON 549463107 31 11,590 SH DEFINED 1 11,514 76 0
LUCENT TECHNOLOGIES INC COMMON 549463107 6 2,245 SH OTHER 1 1,965 280 0
MAGNITUDE INFORMATION SYS IN COMMON 559534102 9 112,400 SH DEFINED 1 112,400 0 0
MBNA CORP COMMON 55262L100 371 13,679 SH DEFINED 1 13,679 0 0
MBNA CORP COMMON 55262L100 79 2,892 SH OTHER 1 2,892 0 0
MCCORMICK & CO INC COMMON 579780206 539 17,425 SH DEFINED 1 17,425 0 0
MCCORMICK & CO INC COMMON 579780206 15 475 SH OTHER 1 475 0 0
MEDTRONIC INC COMMON 585055106 304 5,276 SH DEFINED 1 5,276 0 0
MEDTRONIC INC COMMON 585055106 4 75 SH OTHER 1 75 0 0
MELLON FINL CORP COMMON 58551A108 402 11,748 SH DEFINED 1 11,748 0 0
MELLON FINL CORP COMMON 58551A108 163 4,745 SH OTHER 1 2,300 2,445 0
MERCK & CO INC COMMON 589331107 82 2,576 SH DEFINED 1 2,576 0 0
MERCK & CO INC COMMON 589331107 914 28,744 SH OTHER 1 28,144 600 0
MERRILL LYNCH & CO INC COMMON 590188108 1,283 18,940 SH DEFINED 1 18,940 0 0
MERRILL LYNCH & CO INC COMMON 590188108 174 2,575 SH OTHER 1 2,575 0 0
MICROSOFT CORP COMMON 594918104 1,423 54,428 SH DEFINED 1 54,428 0 0
MICROSOFT CORP COMMON 594918104 94 3,585 SH OTHER 1 3,585 0 0
MORGAN STANLEY COMMON 617446448 19 340 SH DEFINED 1 340 0 0
MORGAN STANLEY COMMON 617446448 272 4,797 SH OTHER 1 4,797 0 0
NATIONAL CITY CORP COMMON 635405103 576 17,147 SH DEFINED 1 17,147 0 0
NATIONAL CITY CORP COMMON 635405103 5 150 SH OTHER 1 150 0 0
NEW MEXICO BANQUEST COMMON 647991926 1,237 7,207 SH DEFINED 1 7,207 0 0
NEW MEXICO BANQUEST COMMON 647991926 123 717 SH OTHER 1 717 0 0
NOBLE CORPORATION COMMON G65422100 458 6,495 SH DEFINED 1 6,495 0 0
NOBLE CORPORATION COMMON G65422100 7 100 SH OTHER 1 100 0 0
NORTH PITTSBURGH SYS INC COMMON 661562108 260 13,764 SH DEFINED 1 13,764 0 0
NORTH PITTSBURGH SYS INC COMMON 661562108 1,256 66,570 SH OTHER 1 50,900 15,670 0
OMEGA FINANCIAL CORP COMMON 682092101 4,704 168,780 SH DEFINED 168,780 0 0
ORACLE CORP COMMON 68389X105 684 56,021 SH DEFINED 1 56,021 0 0
ORACLE CORP COMMON 68389X105 43 3,516 SH OTHER 1 3,516 0 0
OSCIENT PHARMACEUTICALS CORP COMMON 68812R105 32 14,000 SH DEFINED 1 14,000 0 0
PARKVALE FINANCIAL CORP COMMON 701492100 6,332 224,544 SH DEFINED 224,544 0 0
PENNSYLVANIA RL ESTATE INVT COMMON 709102107 277 7,414 SH DEFINED 1 7,414 0 0
PEPSICO INC COMMON 713448108 1,730 29,276 SH DEFINED 1 29,276 0 0
PEPSICO INC COMMON 713448108 1,337 22,625 SH OTHER 1 22,625 0 0
PFIZER INC COMMON 717081103 1,216 52,135 SH DEFINED 1 52,135 0 0
PFIZER INC COMMON 717081103 575 24,657 SH OTHER 1 24,657 0 0
PNC FINL SVCS GROUP INC COMMON 693475105 553 8,950 SH DEFINED 1 8,950 0 0
PNC FINL SVCS GROUP INC COMMON 693475105 155 2,500 SH OTHER 1 2,500 0 0
PPG INDS INC COMMON 693506107 216 3,737 SH DEFINED 1 3,737 0 0
PPG INDS INC COMMON 693506107 1,398 24,152 SH OTHER 1 19,002 5,150 0
PPL CORP COMMON 69351T106 321 10,922 SH DEFINED 1 10,922 0 0
PPL CORP COMMON 69351T106 162 5,500 SH OTHER 1 5,500 0 0
PRAXAIR INC COMMON 74005P104 308 5,819 SH DEFINED 1 5,819 0 0
PRAXAIR INC COMMON 74005P104 5 100 SH OTHER 1 100 0 0
PRICE T ROWE GROUP INC COMMON 74144T108 793 11,010 SH DEFINED 1 11,010 0 0
PRICE T ROWE GROUP INC COMMON 74144T108 65 900 SH OTHER 1 900 0 0
PROCTER & GAMBLE CO COMMON 742718109 1,812 31,314 SH DEFINED 1 31,314 0 0
PROCTER & GAMBLE CO COMMON 742718109 2,366 40,871 SH OTHER 1 40,871 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 105 1,614 SH DEFINED 1 1,614 0 0
PUBLIC SVC ENTERPRISE GROUP COMMON 744573106 275 4,230 SH OTHER 1 4,230 0 0
QUALCOMM INC COMMON 747525103 991 22,998 SH DEFINED 1 22,998 0 0
QUALCOMM INC COMMON 747525103 41 950 SH OTHER 1 950 0 0
ROCKWELL AUTOMATION INC COMMON 773903109 195 3,288 SH DEFINED 1 3,288 0 0
ROCKWELL AUTOMATION INC COMMON 773903109 118 2,000 SH OTHER 1 2,000 0 0
ROCKWELL COLLINS INC COMMON 774341101 141 3,037 SH DEFINED 1 3,037 0 0
ROCKWELL COLLINS INC COMMON 774341101 93 2,000 SH OTHER 1 2,000 0 0
ROYAL BANCSHARES OF PENN-A COMMON 780081105 436 18,821 SH DEFINED 18,821 0 0
ROYAL DUTCH SHELL PLC COMMON 780259206 185 3,016 SH DEFINED 1 3,016 0 0
ROYAL DUTCH SHELL PLC COMMON 780259206 155 2,521 SH OTHER 1 2,521 0 0
S & T BANCORP INC COMMON 783859101 2,201 59,782 SH DEFINED 1 59,782 0 0
S & T BANCORP INC COMMON 783859101 484 13,155 SH OTHER 1 13,155 0 0
SCHLUMBERGER LTD COMMON 806857108 220 2,267 SH DEFINED 1 2,267 0 0
SCHLUMBERGER LTD COMMON 806857108 23 234 SH OTHER 1 234 0 0
SOUTHERN CO COMMON 842587107 529 15,309 SH DEFINED 1 15,309 0 0
SOUTHERN CO COMMON 842587107 16 450 SH OTHER 1 450 0 0
SUSQUEHANNA BANCSHARES INC COMMON 869099101 1,949 82,319 SH DEFINED 82,319 0 0
SUSQUEHANNA BANCSHARES INC P COMMON 869099101 1,237 52,242 SH DEFINED 1 52,242 0 0
SYMANTEC CORP COMMON 871503108 687 39,255 SH DEFINED 1 39,255 0 0
SYMANTEC CORP COMMON 871503108 63 3,605 SH OTHER 1 3,605 0 0
SYSCO CORP COMMON 871829107 635 20,445 SH DEFINED 1 20,445 0 0
SYSCO CORP COMMON 871829107 28 900 SH OTHER 1 900 0 0
TARGET CORP COMMON 87612E106 1,427 25,965 SH DEFINED 1 25,965 0 0
TARGET CORP COMMON 87612E106 230 4,188 SH OTHER 1 4,188 0 0
TEXAS INSTRS INC COMMON 882508104 970 30,250 SH DEFINED 1 30,250 0 0
TEXAS INSTRS INC COMMON 882508104 82 2,550 SH OTHER 1 2,550 0 0
TYCO INTL LTD NEW COMMON 902124106 776 26,876 SH DEFINED 1 26,876 0 0
TYCO INTL LTD NEW COMMON 902124106 35 1,200 SH OTHER 1 1,200 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 991 17,720 SH DEFINED 1 17,720 0 0
UNITED TECHNOLOGIES CORP COMMON 913017109 41 740 SH OTHER 1 740 0 0
VALERO ENERGY CORP NEW COMMON 91913Y100 433 8,400 SH DEFINED 1 8,400 0 0
VALERO ENERGY CORP NEW COMMON 91913Y100 26 500 SH OTHER 1 500 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 1,923 63,838 SH DEFINED 1 63,838 0 0
VERIZON COMMUNICATIONS COMMON 92343V104 872 28,945 SH OTHER 1 24,401 4,544 0
VIACOM INC COMMON 925524308 870 26,681 SH DEFINED 1 26,681 0 0
VIACOM INC COMMON 925524308 28 852 SH OTHER 1 852 0 0
VODAFONE GROUP PLC NEW COMMON 92857W100 73 3,400 SH DEFINED 1 3,400 0 0
VODAFONE GROUP PLC NEW COMMON 92857W100 155 7,212 SH OTHER 1 7,212 0 0
VORNADO RLTY TR COMMON 929042109 725 8,685 SH DEFINED 1 8,685 0 0
VORNADO RLTY TR COMMON 929042109 83 1,000 SH OTHER 1 1,000 0 0
WACHOVIA CORP 2ND NEW COMMON 929903102 786 14,866 SH DEFINED 1 14,866 0 0
WAL MART STORES INC COMMON 931142103 1,226 26,194 SH DEFINED 1 26,194 0 0
WAL MART STORES INC COMMON 931142103 122 2,600 SH OTHER 1 2,600 0 0
WALGREEN CO COMMON 931422109 417 9,430 SH DEFINED 1 9,430 0 0
WALGREEN CO COMMON 931422109 11 250 SH OTHER 1 250 0 0
WASHINGTON MUT INC COMMON 939322103 745 17,134 SH DEFINED 1 17,134 0 0
WASHINGTON MUT INC COMMON 939322103 71 1,640 SH OTHER 1 1,640 0 0
WELLS FARGO & CO NEW COMMON 949746101 1,248 19,856 SH DEFINED 1 19,856 0 0
WELLS FARGO & CO NEW COMMON 949746101 67 1,066 SH OTHER 1 1,066 0 0
WILLOW GROVE BANCORP COMMON 97111W101 456 30,200 SH DEFINED 30,200 0 0
WYETH COMMON 983024100 698 15,153 SH DEFINED 1 15,153 0 0
WYETH COMMON 983024100 83 1,800 SH OTHER 1 1,800 0 0
GRAND TOTALS 147,147