UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): September 30, 2004
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EMC INSURANCE GROUP INC.
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(Exact name of registrant as specified in its charter)
Iowa 0-10956 42-623455
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(State or other jurisdiction of (Commission (I.R.S. Employer
incorporation) File Number) Identification No.)
717 Mulberry Street, Des Moines, Iowa 50309
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(Address of principal executive office) (Zip Code)
(515) 280-2902
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(Registrant's telephone number, including area code)
Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any
of the following provisions:
[ ] Written communications pursuant to Rule 425 under the Securities Act
(17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act
(17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the
Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the
Exchange Act (17 CFR 240.13e-4(c))
Item 1.01 Entry into a Material Definitive Agreement.
On September 30, 2004, the Board of Directors of Employers Mutual Casualty
Company ("EMCC") approved the Employers Mutual Casualty Company Supplemental
Retirement Plan ("Plan"), which became effective October 1, 2004. The
Plan is an unfunded, nonqualified retirement plan maintained primarily for the
purpose of providing additional deferred compensation for a select group of
management and highly compensated employees of EMCC certain of whom also serve
as executive officers of the registrant. The Employers Mutual Casualty
Company Supplemental Retirement Plan is filed herewith as Exhibit 10.1.
Item 1.02 Termination of a Material Definitive Agreement.
Effective October 1, 2004, Employers Mutual Casualty Company terminated the
Employers Mutual Casualty Company Excess Retirement Benefit Agreement and the
Employers Mutual Casualty Company Supplemental Executive Retirement Plan.
These plans are replaced with the Employers Mutual Casualty Company
Supplemental Retirement Plan effective October 1, 2004.
Item 9.01 Financial Statements and Exhibits.
(c) Exhibits.
Exhibit Number Description
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10.1 Employers Mutual Casualty Company
Supplemental Retirement Plan
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
EMC INSURANCE GROUP INC.
Registrant
/s/ Bruce G. Kelley
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Bruce G. Kelley
President & Chief Executive Officer
/s/ Mark E. Reese
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Mark E. Reese,
Sr. Vice President &
Chief Financial Officer
January 18, 2005
EXHIBIT INDEX
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Exhibit Number Description
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10.1 Employers Mutual Casualty Company
Supplemental Retirement Plan