SECURITIES AND EXCHANGE COMMISSION

                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

        Date of Report (Date of earliest event reported): April 21, 2004


                         ALABAMA NATIONAL BANCORPORATION
                -------------------------------------------------
             (Exact Name of Registrant as Specified in its Charter)



Delaware                     0-25160                      63-1114426
(State of Incorporation)     (Commission File Number)     (IRS Employer
                                                          Identification Number)

               1927 First Avenue North, Birmingham, Alabama 35205
          (Address of principal executive offices, including zip code)

                                 (205) 583-3600
              (Registrant's telephone number, including area code)



Item 7.          Financial Statements and Exhibits.

(c)      Exhibits.

         Exhibit Number                 Exhibit
         --------------                 -------
         99.1                           Press Release dated April 21, 2004


Item 12.         Results of Operations and Financial Condition.

     On April 21, 2004, Alabama National BanCorporation issued a press release
announcing financial results for the quarter ended March 31, 2004. The press
release is attached as Exhibit 99.1 to this Form 8-K and is furnished to, but
not filed with, the Commission.



                                   SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.



                                             Alabama National Bancorporation

                                             By:    /s/ William E. Matthews, V
                                                    ----------------------------
                                                    William E. Matthews, V
                                                    Executive Vice President and
                                                    Chief Financial Officer


Dated: April 21, 2004




                                INDEX TO EXHIBITS


Exhibit Number                  Exhibit
--------------                  -------
99.1                            Press Release dated April 21, 2004 *


*  This exhibit is furnished to, but not filed with, the Commission by inclusion
   herein.