form8k.htm
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): August 25, 2009
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EMC INSURANCE GROUP INC. |
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(Exact name of registrant as specified in its charter) |
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Iowa |
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0-10956 |
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42-6234555 |
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(State or other jurisdiction of incorporation) |
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(Commission File Number) |
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(I.R.S. Employer Identification No.) |
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717 Mulberry Street, Des Moines, Iowa |
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50309 |
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(Address of principal executive offices) |
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(Zip Code) |
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(515) 345-2902 |
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(Registrant’s telephone number, including area code) |
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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
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Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
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Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
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Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
Item 7.01 Regulation FD Disclosure.
On August 25, 2009, EMC Insurance Group Inc. issued the following press release:
EMC INSURANCE GROUP INC. DECLARES
111th CONSECUTIVE QUARTERLY DIVIDEND
DES MOINES, Iowa (August 25, 2009) – Earlier today, the Board of Directors of EMC Insurance Group Inc. (Nasdaq/NGS:EMCI) declared a quarterly dividend of eighteen (18) cents per share of common stock payable September 15, 2009 to shareholders of record as of September 8, 2009. This is the one hundred and eleventh consecutive quarterly
dividend declared since EMC Insurance Group Inc. became a publicly held company in February 1982.
EMC Insurance Group Inc., the publicly-held insurance holding company of EMC Insurance Companies, owns subsidiaries with operations in property and casualty insurance and reinsurance. EMC Insurance Companies is one of the largest property and casualty entities in Iowa and among the top 60 insurance entities nationwide based on premium volume.
For more information, visit our website at www.emcinsurance.com.
The Private Securities Litigation Reform Act of 1995 provides issuers the opportunity to make cautionary statements regarding forward-looking statements. Accordingly, any forward-looking statement contained in this report is based on management’s current beliefs, assumptions and expectations of the Company’s future
performance, taking into account all information currently available to management. These beliefs, assumptions and expectations can change as the result of many possible events or factors, not all of which are known to management. If a change occurs, the Company’s business, financial condition, liquidity, results of operations, plans and objectives may vary materially from those expressed in the forward-looking statements. The risks and uncertainties that may affect the
actual results of the Company include, but are not limited to, the following:
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catastrophic events and the occurrence of significant severe weather conditions; |
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the adequacy of loss and settlement expense reserves; |
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state and federal legislation and regulations; |
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changes in the property and casualty insurance industry, interest rates or the performance of financial markets and the general economy; |
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“other-than-temporary” investment impairment losses; and |
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other risks and uncertainties inherent to the Company’s business, including those discussed under the heading “Risk Factors” in the Company’s Annual Report on Form 10-K. |
Management intends to identify forward-looking statements when using the words “believe”, “expect”, “anticipate”, “estimate”, “project” or similar expressions. Undue reliance should not be placed on these forward-looking statements.
The information contained in this Current Report shall not be deemed to be “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference
into a filing under the Securities Act of 1933, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized, on August 25, 2009.
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EMC INSURANCE GROUP INC. |
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Registrant |
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/s/ Bruce G. Kelley |
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Bruce G. Kelley |
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President & Chief Executive Officer |
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/s/ Mark E. Reese |
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Mark E. Reese |
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Senior Vice President and |
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Chief Financial Officer |